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At least 95 cents of every donated dollar goes directly to our borrowers and related student fieldwork.

Chair, Department of Law

By Nazrul Islam

Analysis of the Effects of Microfinance on Poverty Reduction

Can Microfinance Reduce Economic Insecurity and Poverty? By How Much and How?

John P.

The organization of GLOBE begins with a class of selected students who demonstrate a strong record of academic achievement, an understanding of the global business environment and an expressed interest in microfinance and social entrepreneurship. Relying heavily on the Web to source donations, the program combines St. John award winning Information Technology capabilities with student talents in marketing, management and financial assessment. The Daughters of Charity serve as program field partners, coordinating the necessary distribution and collection of funds worldwide.

With an established presence in 72 developing countries and familiarity with their local communities, the Daughters of Charity receive initial applications. They then communicate with and distribute funds to approved candidates and subsequently collect loan repayments. They monitor loan repayment and fees, and assist in assessing lending risk and evaluating business plans.

Mary Ann Dantuono has dedicated her career to working for the alleviation of Nike Air Uptempo Black And White

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About the Program

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Lending small amounts of money to entrepreneurs who do not have the necessary collateral required by traditional financial institutions to qualify for a loan has been increasingly embraced by the microfinance industry. Borrowers in the most under resourced regions of the globe, most of whom are women, are carefully vetted and repayment terms typically vary from nine months to two years. Default rates on these loans tend to be low, averaging approximately three to four percent and a recent focus on measuring outcomes suggests that communities receiving microloans enjoy lower rates of extreme poverty and higher levels of education for the borrowers children.

New York Times

Students in the class, which runs every semester, work in task teams to manage the microloan fund, vet loan applications, maintain the website, market the program, communicate with stakeholders, and raise funds. Every loan presents a new learning opportunity for students about the microfinance industry and social entrepreneurship, the issues of poverty and social justice in the developing world, cultural differences that impact the way in which business operates globally, and the power that each individual has to make transformational changes in the world.

By Michael Chu

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poverty Nike More Uptempo 2016 Price and promotion of social justice and strengthening organizations to accomplish those goals. Since 1996, Mary Ann held the position of Associate Director of the Vincentian Center for Church and Society. She is also an adjunct professor of law and public policy and has served as an expert on women issues for the Holy See Mission to the United Nations as well as for the United States Catholic Conference of Bishops.

Professor John P. Clarke received his Bachelor of Science degree from St. John University CBA and his Juris Doctor degree from St. John School of Law. Admitted to the practice of law in 1958, he has been in private practice since that date, specializing in Trusts and Estates, including extensive experience in Estate Administration and Probate and Accounting Litigation. He was admitted to the bar in the State of Florida in 1976. Professor Clark was the first major seed donor for GLOBE when the program launched in 2010.

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By Nicholas Kristof and Sheryl WuDunn

lectured extensively in the area of Estate Planning and Administration as well as on the subject of Legal Ethics. He has also served as a Special Referee for Attorney Discipline for the Appellate Division of the New York Supreme Court, Second Judicial Department.

Prepared by Jonathan Morduch and Barbara Haley

By Saritha Rai

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Associate Director of the Vincentian Center for Church and Society

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Professor John P. Clarke joined the Department of Law of St. John University College of Business Administration (CBA) as faculty in 1967. He retired in 1997 as chair of the department. In 2007, he returned to The Peter J. Tobin College of Business (TCB) as the Law Department Chair and continues to serve in that capacity. He has Nike Uptempo Air

St. John The Peter J. Tobin College of Business recently introduced a novel, student run Global Microloan Program that actively engages students in international finance while fulfilling St. John Catholic and Vincentian mission of helping the poor and the marginalized. In the Vincentian tradition, the program, named GLOBE (Global Loan Opportunities for Budding Entrepreneurs) aims to help the poor help themselves by boosting the earning capacity of local entrepreneurs while also serving the needs of their local communities. It reflects the University long standing commitment to globalization and student engagement.

and start up fees.

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Tiny Loans Have Big Impact on Poor

New York Times Magazine Section, August 17 2009

Prior to her position at St. John University, Mary Ann Dantuono was the Director of Legal Affairs and Public Policy at Catholic Charities, Diocese of Rockville Centre. Her expertise includes mission integration, mission programming, strategic planning, program development, governance and human resource management. (Ave Maria Press 2010). A native New Yorker, Mary Ann earned her undergraduate degree in Communications at Fordham University and a Juris Doctorate at St. John University School of Law.

The program is based upon a division of labor between participating students and the Daughters of Charity and is designed to achieve effectiveness and minimize administrative Nike More Uptempo Olympic Foot Locker

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